Comprehensive Planning

Your needs, our custom solutions  

All of our financial professionals focus in on what is most important to you and your future, not a pre-packaged set of solutions. They start by analyzing and evaluating your current financial picture by looking at it from all angles.

Many of our clients have trusted, long -term financial professionals- perhaps a CPA, an attorney, or both- who have done much of their planning work. Our work supplements and fills in the coordination gaps and puts together the various pieces of your financial picture to meet your goals.    

Estate Planning  

Estate taxes can significantly shrink the size of your estate. Proper planning is critical to help minimize estate settlement costs and provide a comfortable living to your family. We provide advice on issues including property ownership, distribution strategies, estate tax reduction and tax payment techniques.  

Business Owner Planning  

If you are a business owner, we help you to decide whether to keep or sell your interest at death, disability, or retirement. Whatever your decision, we help assist you in retaining its value for you and your family. We will also evaluate tax consequences of your options and help you reduce their impact at the time of transfer.  

Retirement Planning  

With retirement often lasting for 20 years or more, many of our clients are concerned about outliving their savings. To avoid a savings shortfall, it is critical to spend time now to help ensure that you will have the capital to afford the retirement lifestyle you desire. We'll help you choose the appropriate techniques to accumulate wealth for retirement income and offer sound alternatives for asset allocation and income distribution following retirement.  

Investment Planning

In today's economic environment, obtaining investment information is easy; choosing the investments that are right for you is much more difficult. We assist you in identifying your investment objectives, evaluating your risk tolerance, analyzing your current portfolio, developing an appropriate asset allocation strategy and recommending various alternatives tailored to help meet your individual needs and goals.